Trusted Identity Proofing

Turn government-issued IDs and Passports into trusted, verifiable and shareable digital identity

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The Problem

❌ AI-Driven Fraud

AI-driven scams can easily fake photo (OCR) based identity proofing, making traditional verification methods unreliable.

⏱️ Slow & Costly

High-trust verification still requires in-person checks, making KYC processes slow, expensive, and inconvenient.

Our Solution

🔐

Chip-Based Verification

Verifying identity directly from eDocument chips

👤

Real Person Binding

Binding the document to the real person through biometric verification

Consent-Based Sharing

Sharing verified data only with explicit user consent

Key Differentiators

📱 Chip-Based Identity

Trusted government chip data ensures authenticity and security

👁️ Real Holder Match

Face verified against the chip-stored face for guaranteed identity

⚡ Fast Onboarding

Tap NFC and you're done - seconds, not minutes

🎯 Accurate Data

No camera dependency means 100% accurate data extraction

🛡️ Lower Fraud

Secured encrypted channel with the chip prevents tampering

🔒 Secure Wallet

Encrypted data on device storage keeps your information safe

How It Works

1

eKYC Request

Entity requests eKYC and user receives the request

2

NFC Scanning

User reads eID data using mobile NFC

3

Face Verification

System verifies liveness and face match against chip data

4

User Consent

User provides consent for data sharing

5

Secure Retrieval

Entity app retrieves user data securely

Market Opportunity

5M+
Non-bank eKYC events/year in Oman
1-2M
Additional banking eKYC events

Go-to-Market Strategy

Phase 1: Healthcare, insurance, and marketplaces (high volume, lower assurance required)

Phase 2: Telcos, fintech, and government services

Business Model

💼 B2B API & SDK

Core Revenue Stream

Secure chip-based identity verification offered to service providers and enterprises, priced per transaction or volume tiers.

📱 Howiya KYC App

Distribution Channel

End-user mobile app enabling consent-based identity sharing for KYC use cases.

🏢 Enterprise Platform

SaaS / On-Prem

Web portal for organizations to manage transactions, reporting, and compliance.

Ready to Transform Identity Verification?

Let's discuss how Howiya can help your organization

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